Every commercial truck driver needs to invest in this type of insurance. It is a way to protect the driveras well as the cargo, and all other motorists and trucks that are on the road. No one wants to be injured in an accident, but it can happen to anyone. To give you a better knowledge of the advantages of commercial insurance for trucks, this video will explain what they are.
Commercial truckers need to have primary liability insurance. Primary liability insurance is often required for truckers to submit to be able to apply for their license, to begin with. The insurance covers the damage caused to the other vehicles as well as drivers that are on the road, when the driver of the truck is the one responsible for an incident.
General liability is an additional type of coverage many insurance providers will recommend for truck drivers. General liability adds to basic liability insurance. It can protect your business in the event of legal action against a business.
Trucks are required to have at the very least $750,000.00 as insurance. Many brokers will offer policies that provide $1,000,000.00 worth of coverage. Drivers of trucks will have to prove that they have adequate insurance before they can be awarded contracts.
Take a look at the video for more about insurance for commercial trucks.
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