Rants about auto insurance quotes

Rather than buying every option that sounds good, determine whether certain types of insurance coverage are necessary for your area. For example, if uninsured drivers are rare in your area, you may be able to dispense with uninsured driver coverage. Also consider whether you can afford to raise your deductible. A higher deductible can lower your premium significantly, but it is cost effective only if you can also afford to pay the higher deductible if something should happen. Take out a longer policy, since companies often charge more for short term policies.

05/25/09 10

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