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Two components that banks examine when deciding your eligibility for a loan are your financial means to repay the loan, as well as your ambition to pay it back. Means For Loan Repayment Your ability to pay off a home loan is the most important consideration. First, a lender will check out your current employment and job history. This gives the lender an idea of how secure your finances are. Factors such as length of employment at a particular place, or how long you have worked in one field are good indicators that you are financially stable and will have consistent income in the future.

06/14/09 15

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